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Defined Contribution Insights

Research

Automatic Enrollment — It’s About More Than Increasing Participation Rates
Focus is shifting to increasing deferral rates.
By Hattie Greenan
2012
Snapshot Survey on Internet Security Issues as Related to Defined Contribution Plans
More companies are moving toward Internet-based access for participants to enroll, monitor, and make changes to their plan
By Hattie Greenan
Sept/Oct 2011
Fiduciary Risk Mitigation
Six Best Practices for Retirement Plan Sponsors.
By Steven Kjar and Jessica Skinner
May/June 2011
2010: A Year of Preparation
PSCA’s Strategic Plan will allow PSCA to adjust to the changing landscape of the defined contribution industry.
By Kara Clark
March/April 2011
401(k) and Profit Sharing Plan Response to Current Conditions
By mid-2011, nearly 80 percent of companies that suspended the matching contribution will have restored it. (Forty percent already have.)
By Hattie Greenan
March/April 2011
Motives and Innovations in Financial Planning at the Workplace
Finding a win-win solution for employers and employees.
By Kent Smetters
Jan/Feb 2011
The New 2011 Saver’s Credit Limits are Now Available
Low-income workers can take advantage of this important tax credit.
Jan/Feb 2011
Increasing Participation in 401(k) Plans through Workplace Financial Education
Workplace financial education is win-win solution for employers and employees.
By Judith Cohart
Nov/Dec 2010
A Tale of Two Retirements
Expanding retirement plan coverage to those who do not currently have access to an employee-funded plan will offer the opportunity to save in the workplace and improve workers’ outlook for retirement.
By Catherine Collinson
Sept/Oct 2010
Intelligent Risk Management for Retirement Plans
Six Basic Principals of Retirement Plan Risk Control for Fiduciaries
By Al Otto and Heath A. Miller
Sept/Oct 2010
2010 401(k) Day: Taking You There
Plan sponsors can customize GPS-themed education and communication tools with their own company name and logo.
By Kara Clark
July/Aug 2010
The Art of Understanding 401(k) Plan Fees
In today’s growing defined contribution plan industry, it is more important than ever for plan sponsors to monitor plan fees.
By Paul Powell
May/June 2010
Assistance Program for Low-Income Workers Helped Boost Employee Benefit Participation
Employer also saw a reduction in employee turnover.
By John Hoffmire and Thomas Harms
Jan/Feb 2010
Why the 401(k) Will Prevail — and How
2010 will be a year of retirement innovation.
By Edmund F. Murphy III
Jan/Feb 2010
Can We Put Our Trust In Defaults?
An individual or group’s reputation might impact people’s willingness to stay with the default options they establish.
By Michael J. Liersch and Craig R. M. McKenzie
Nov/Dec 2009
Both 403(b) and 401(k) Sponsors Are Adding Target-Date Funds to Their Lineups
Packaged target-date funds are the most popular choice.
By Hattie Greenan
Sept/Oct 2009
How Do Emotions Influence Saving Behavior?
Investment techniques vary based on participants’ outlook on retirement security
By Gergana Y. Nenkov, Deborah J. MacInnis, and Maureen Morrin
July/Aug 2009
A Shared Benefit: Employer Views on the Value of 401(k) Plans
Employer/employee partnerships contribute to the financial well-being and literacy of the American workforce.
By David W. Owens
May/June 2009
A Shared Benefit: Employer Views on the Value of 401(k) Plans
Study helps employers determine how they can best help their employees maximize 401(k) plan participation.
By David W. Owens
March/April 2009
A Shared Benefit: Employer Views on the Value of 401(k) Plans
Revisions make correcting plan errors and failures easier for plan sponsors.
By David W. Owens
Jan/Feb 2009