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You Can "Win" the 401kRace Even if it is Your First Marathon
Even though the 401kRace is a Marathon, you don’t need to be financially fit before you start! Ever hear of an American distance runner named Galen Rupp? You should have. He has won many races at 5,000 and 10,000 meters. Recently, he won the bronze medal in the 2016 Olympic Marathon in Rio de Janeiro with a time of 2:10:05 – that’s less than 5... Read More >>
But It's a Dry Heat: Hot Topics in Retirement.
Welcome to PSCA’s 71st Annual National Conference, May 1–2, in Scottsdale, AZ. Come learn from our ERISA legal experts as they discuss/debate Cybersecurity, Litigation, and Retirement Income/Decumulation: Thomas E. Clark Jr. JD, LLM, Of Counsel, The Wagner Law Group; The Honorable Phyllis C. Borzi, Former Assistant Secretary of Labor for the... Read More >>
The "Other" Retirement Planning Model (First of a Series)
In my last plan sponsor role, I very much enjoyed one of my work assignments - leading a pre-retirement planning seminar. It was offered at least five times a year. It was a two day affair, offsite, with food and spirits. Most attendees had long service. They usually were in their mid-50’s and had 15, 20, 25 or more years of participation in... Read More >>
The 401k Race is a Marathon
You Can’t Sprint Your Way to Retirement To succeed in the 401kRace, it takes consistent savings activity over an extended period of time. It is a marathon, not a sprint. 100 Meters is a Straight Line Sprint; Retirement is at the Finish of a Winding Road Marathon The 401kRace is a marathon – a distance race, decades in length. Unlike a 100-... Read More >>
Delivering Financial Wellness: How to move from 'idea' to 'action.'
Mark Singer, CFP®, President and Founder, Financial Literacy Toolbox will present on financial wellness at PSCA’s 71st National Conference. Click here for the full agenda. Financial Literacy Challenge Financial stress may be the result of Ineffective personal financial management and poor financial habits. Seventy-one percent of surveyed Americans... Read More >>
Your Team in the Race for Retirement
Long ago, having run a few races, I often found myself running alone – whether in training or in the race itself. But, in fact, after my first race, I was never really, truly alone. I had my team with me – every step of the way. My first running team included runners and non-runners at the Findlay, Ohio YMCA. These were people I knew, and some... Read More >>
Risky Business - Retirement Risk Taxonomy
Carol Bogosian will present the results of Society of Actuaries post-retirement risk analysis at the PSCA's 71st Annual National Conference. Many Americans envision a retirement of leisure and travel – financed by federal entitlements like Social Security and Medicare and participation in retirement savings plans. Plan sponsors rightfully focus on... Read More >>
All Time Famous Races! Now it is Your Turn
Is the 401(k) the Wind At Your Back? It is easier to win your 4.01K Race for Financial Fitness™ if you have the backing of tax preferences and employer financial support which are only available in a 401k plan. Consider these historic races: The 100 Meter Dash: The current women's world record in the 100 meters dash is 10.49 seconds, set by... Read More >>
More Doom & Gloom? The Real Retirement Crisis
Andrew G. Biggs, Resident Scholar at the American Enterprise Institute, will kick-off PSCA’s 71st National Conference (May 1st – May 2nd, Scottsdale, AZ) by confirming America does have a retirement crisis, while dispelling the myth that our crisis results from a failure of workers to save. You don’t want to miss this presentation! An... Read More >>
Roth Will Be 21 Years Old Next Year
What Should A Plan Sponsor Do Now That Roth Provisions Are Likely Here To Stay?! Baby, look at you now! Next year, Roth will be 21 years old (See blog Roth Celebrates its 20th Anniversary!) Last year, as part of the Tax Cuts & Jobs Act of 2017 legislative process, the Plan Sponsor Council of America (PSCA) became a founding member of the... Read More >>