PSCA
Join our Community

Defined Contribution Insights

Fall 2019

Leadership Letter
The wonderful thing about second chances is that they exist.
By Jack Towarnicky
Research
Employers cite participant education as their primary HSA concern.
By Hattie Greenan
HSAs
Technology on the horizon will help address one of the biggest barriers to HSA use — employee education.
By ShelGeorge and Cherie Moser for PSCA’s HSA Committee
Investments
Helping participants make better decisions.
By Constantine Mulligan and Dennis Scarpa for PSCA’s Investment Committee
Research
Focus of NQDC plan sponsors is shifting towards helping employees save more for retirement.
By Hattie Greenan and Bruce J. McNeil for PSCA’s NQDC Committee
NQDC
Determining whether a plan qualifies as a “top-hat” plan: a brief summary of legal precedence.
By Bruce J. McNeil for PSCA’s NQDC Committee
Retirement Read(y)
Gen Z may have never used a floppy disk, but they will have always had access to a 401(k).
By Nevin Adams
Signature Awards
Let’s Taco ‘Bout Retirement!™
By Jillian Perkins for PSCA’s Education and Communication Committee.

Summer 2019

HSAs
Aligning your HSA with your 401(k) can help drive employee engagement.
By Karin Rettger for PSCA’s HSA Committee
Investments
CITs may offer many benefits to your participants as part of your investment lineup.
By Lana Bergstein, Tim Kohn, and Frank Lallos for PSCA’s Investment Committee
Leadership Letter
If we don’t take care of this, we don’t make it to the men’s room. Is that clear enough for you?j
By Jack Towarnicky
Retirement Read(y)
A prudent path through myth, murder, and mayhem.
By Nevin Adams
Signature Awards
Winners were announced at PSCA’s 2019 National Conference in May.
By Tobi Davis for PSCA’s Education and Communication Committee
Washington Watch
The SECURE Act now faces an uncertain future in the Senate.
By David Levine, Diana McDonald, and Brigen Winters

Spring 2019

Administration
By Jay Kirschbaum and Jack Towarnicky
Communication
Leadership Letter
Plan design considerations for helping “gig” employees save for retirement.
By Jack Towarnicky
NQDC
Considerations for non-profits regarding new excise tax.
By Kelly Davis and Lee Nunn
Retirement Read(y)
EBRI research shows there’s still a ways to go for financial wellness programs.
By Nevin Adams
Washington Watch
Washington is considering steps necessary to protect retirement plans from cyberattacks.
By David Levine, Diana McDonald, and Brigen Winters