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Defined Contribution Insights

2011 Archives

Nov/Dec 2011

Plan Limits
The IRS released the 2012 retirement plan limits.
Compliance Watch
Decisions reflect the continuing trend in the courts in favor of plan sponsors in cases involving fiduciary obligations.
By Ian Kopelman
Investments
Plan participants need to focus on variables that they can control.
By Michael S. Falk
Research
Survey shows participants using new investment features while not tapping their accounts.
By Hattie Greenan
Communications Watch
Building an appreciation for your defined contribution plan.
By Bob Benish
Focus On Excellence
Engaging participants in 401(k) Day.
By Andrea Will
President's Page
Be careful what you wish for.
By David Wray
PSCA News
The new changes were announced at the 64th Annual National Conference.
By Kara Clark
Signature Awards
Gables Residential wins the Best of Show award.
By Kara Clark
Washington Watch
Lifetime income projections are difficult to make and not always reliable.
By Ed Ferrigno

Sept/Oct 2011

Administration
Due diligence is essential for target date strategies.
By Julie Leinenbach
Communications Watch
Today's workers must prepare for the retirement of tomorrow.
By Bob Benish
Compliance Watch
How plan fiduciaries can enlist the help of an investment advisor.
By Ian Kopelman
Focus On Excellence
How Nestlé welcomed nearly 10,000 new participants into their 401(k) savings plan
By Annie Corrao
Investments
How ERISA and the Internal Revenue Code govern employer stock and other property
By Thomas M. White and Jonathan R. Epstein
President's Page
Still the 401(k) Secret Weapon
By David Wray
Research
More companies are moving toward Internet-based access for participants to enroll, monitor, and make changes to their plan
By Hattie Greenan
Survey
Non-qualified plan design is highly customized for each company’s employee population and retirement
By Hattie Greenan
Washington Watch
An employer-provided system benefits mainly workers with a strong relationship to the workforce, namely full-time long term workers
By Ed Ferrigno

July/Aug 2011

Communications Watch
Avoiding empty words and phrases
By Bob Benish
Compliance Watch
A checklist for fiduciaries.
By Ian Kopelman
Fee Disclosure
Keeping participants sufficiently informed about the plan and the investment options.
By Robert McAree, John Graham, and Tupper Hillard
Focus On Excellence
A plan sponsor's successful transition
By Jennifer DeFreeuw
Investments
Plan sponsors should consider stable value funds as part of their plan investment lineup.
By Ben Baldridge and Gina Rowland
Survey
403(b) plan sponsors continue to improve their plans in response to regulations and participant need
By Hattie Greenan
Washington Watch
But, do they mean it?
By Ed Ferrigno

May/June 2011

Administration
Tips for avoiding “buyer’s remorse.”
By Joseph J. Masterson
Communications Watch
Helping plan participants understand their investment fees. By Bob Benish
By Bob Benish
Compliance Watch
Decision issued in Gerald George vs. Kraft Foods Global, Incorporated suit.
By Ian Kopelman
Research
Six Best Practices for Retirement Plan Sponsors.
By Steven Kjar and Jessica Skinner
Focus On Excellence
Forest Laboratories, Inc. put a new take on their Financial Health Week.
By Kelly Abalos
Investments
A proposal for the DC core menu architecture.
By Jed Petty, CFA
Plan Limits
Below are some of the 2011 plan limits. For more 2011 plan limit details, visit our website at www.psca.org.
Washington Watch
Senator’s comments outside the mainstream of most Democrats.
By Ed Ferrigno
President's Page
PSCA offers access to annuity platform.
By David Wray

March/April 2011

Research
PSCA’s Strategic Plan will allow PSCA to adjust to the changing landscape of the defined contribution industry.
By Kara Clark
Communications Watch
Build your employees’ awareness of the tax advantages of saving in a defined contribution plan.
By Bob Benish
Compliance Watch
Learn the necessary details that should be included in a written service agreement.
By Ian Kopelman
Focus On Excellence
A company-wide survey showed that employees ranked their profit sharing and 401(k) plan as a significant workplace benefit.
By Rod Wilson. Kara Clark contributed to this story.
Investments
A simpler solution just might be best.
By Michael S. Falk
President's Page
The defined benefit system goes defensive.
By David Wray
Research
By mid-2011, nearly 80 percent of companies that suspended the matching contribution will have restored it. (Forty percent already have.)
By Hattie Greenan
Survey
Employers continue to shorten plan eligibility periods.
By Hattie Greenan
Washington Watch
Plan sponsors should investigate their own plans in anticipation of further scrutiny.
By Ed Ferrigno

Jan/Feb 2011

Research
Finding a win-win solution for employers and employees.
By Kent Smetters
Communications Watch
This year, send your employees a new message about retirement planning.
By Bob Benish
Compliance Watch
Plan sponsors can minimize fiduciary liability with adequate fiduciary education and certification.
By Ian Kopelman
Focus On Excellence
Financial Fitness Month gives employees the tools they need to manage all of their financial decisions.
By Kent Allison
President's Page
What’s a sponsor to do?
By David Wray
Research
Low-income workers can take advantage of this important tax credit.
Survey
More than 90 percent of plans provide at least one of three services to participants: professionally managed accounts, investment advice, and/or target-date funds.
By Hattie Greenan
Washington Watch
Reducing tax incentives will result in fewer Americans saving for retirement.
By Ed Ferrigno