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SECURE, Ben Franklin and Looking For a Few “Good” Plan Sponsors

September 16, 2019

You may have noticed that the SECURE Act has stalled in the Senate.1 One much-discussed provision would change fiduciary requirements for adding an in-plan annuity. read more >>

Discordant Disclosures

September 09, 2019

Simple, Standard, Universal is BestOne industry professional recently called for “standardized lifetime income disclosure, ASAP.”1 I agree with his goal. read more >>

Staying Liquid via A Sidecar Account = Suboptimal Retirement Preparation?

September 03, 2019

Preparing for Emergencies Along the Way to Retirement We are saving in uncertain times – employees may be uncertain about expenses and emergencies and uncertain about future employment and income. Savings is a consequence of consumers rational exp read more >>

Pension Promises Without Funding Are Mere Dreams

August 26, 2019

To paraphrase a recent Forbes article, poorly-funded defined benefit pension plans are a poor substitute for individual account retirement savings plans.1 Recently, I posted an item titled Mind the (Wealth) Gap to once more challenge the oft-repeate read more >>

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