2021 QOTWs

11/15/21 Are you providing an incentive to employees to be fully vaccinated against the coronavirus? If so, are you providing that incentive through your HSA or wellness programs?
https://www.psca.org/news/qotw-incentives

11/8/21 The SECURE Act included a new fiduciary safe harbor for the selection of retirement income providers. Has/would that lead you to reconsider a retirement income option for your plan?
https://www.psca.org/news/qotw-lifetime-income-safe-harbor

11/1/21 Has your organization added an "auto-portability" feature to the plan to automatically move inactive accounts from previous employers to active accounts at the new employer?
https://www.psca.org/news/qotw-auto-portability

10/25/21 Does your organization make an effort to keep ex-participant accounts in the plan?
https://www.psca.org/news/qotw-retaining-participants

10/17/21 Have your fiduciary liability insurance premiums increased during renewal?
https://www.psca.org/news/qotw-fiduciary-insurance-increases

10/11/21 What is your top concern/priority for your plan as you plan for 2022?
https://www.psca.org/news/qotw-top-plan-concerns

10/4/21 How often do you provide retirement plan education to participants?   
https://www.psca.org/qotw-education

9/27/21 Have you had more employees retire in the last year than expected (as part of the "great resignation")?
https://www.psca.org/news/qotw-great-resignation

9/20/21 How long has it been since your company has put out an RFP for the plan?
https://www.psca.org/news/qotw-rfps

9/13/21 Has there been an increased interest in financial wellness initiatives (by the company and/or participants) since the beginning of the pandemic?
https://www.psca.org/news/qotw-financial-wellness

8/23/21 Does your plan carry fiduciary liability insurance and if so, to what level?
https://www.psca.org/news/qotw-fiduciary-insurance

8/16/21 Are diversity and inclusion (D&I) a consideration in your retirement 
plan design and administration?
https://www.psca.org/news/qotw-diversity-and-inclusion

8/9/21 Do you have a formal procedure in place to track missing participants?
https://www.psca.org/qotw-missing-participants

8/2/21 Have you made any changes as a result of the DOL Guidance on Cybersecurity
https://www.psca.org/news/qotw-cybersecurity

7/26/21 Is the impact on non-discrimination testing preventing your organization from considering a matching contribution to the plan based on a participant’s student loan payment?
https://www.psca.org/news/qotw-student-loan-matching-401k-plans

7/19/21 Does your plan offer in-pan Roth Conversions? Why/Why not?
https://www.psca.org/news/qotw-plan-roth-conversions

7/12/21 Has your organization adopted the optional provision in the SECURE Act to allow in-service withdrawals within 1 year of a birth or adoption of a dependent child?
https://www.psca.org/news/qotw-qbads

6/28/21 Does your company already provide lifetime income projections to participants?
https://www.psca.org/qotw-lifetime-income-projections

6/21/21 Does your plan already allow LTPT employees to participate?
https://www.psca.org/news/qotw-ltpt-employee-eligibility